Sunday, December 3, 2023
News Mercedes-Benz and Mastercard Launch In-Car Fingerprint Payment System

Mercedes-Benz and Mastercard Launch In-Car Fingerprint Payment System

Mercedes-Benz collaborates with Mastercard to debut an in-car payment method using fingerprint authentication at German service stations.


  • Mercedes-Benz partners with Mastercard to offer in-vehicle payments at over 3,600 service stations in Germany.

  • The innovative system, Mercedes pay+, uses fingerprint sensor integration for secure two-factor authentication.

  • This payment approach enhances in-vehicle convenience, potentially expanding to other services and European markets.


Mercedes-Benz has taken a significant step forward in automotive convenience by teaming up with Mastercard. Together, they are introducing Mercedes pay+, an in-car payment system, enabling users to pay for services at more than 3,600 service stations across Germany. This collaboration marks Mercedes-Benz as the first automaker to incorporate Mastercard’s Secure Card on File technology into its vehicles, enhancing online payment security.

Mercedes-Benz Mastercard In-Car Payment | Photo : Mercedes-Benz

Mercedes-Benz vehicle owners in Germany can now initiate the refueling process directly from their cars and finalize payment using just their fingerprint. This system, integrated within the MBUX infotainment setup, provides biometric two-factor authentication, negating the need for PIN entry or mobile device authentication. Supported by Mastercard debit and credit cards, this native in-car payment mechanism simplifies the refueling process.

Mercedes-Benz Mastercard In-Car Payment | Photo : Mercedes-Benz

The Mercedes pay+ initiative is a response to shifting consumer preferences. Research by German market research firm GfK revealed that nearly half of respondents between 18-39 years would order and pay for services via their car’s infotainment display. Most of these respondents expressed interest in using in-car payments for routine car-related expenses.

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Jorn Lambert, Chief Digital Officer at Mastercard, emphasized the growing importance of digital payments, praising the collaboration with Mercedes-Benz for introducing smarter, safer payment methods.

Weltpremiere von Mercedes pay+: Mercedes-Benz Mobility macht das Auto zum Zahlungsmittel
World premiere of Mercedes pay+: Mercedes-Benz Mobility turns the car into a payment device

The process is straightforward: upon arriving at a partnered service station and turning off the engine, the Mercedes me Fuel & Pay service activates. Drivers select their pump, authenticate via fingerprint, and refuel. The payment is processed automatically, and an invoice is emailed to the user. Mercedes-Benz anticipates extending this feature to other services and European regions soon.

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