Sunday, January 23, 2022
News Rear Emergency Braking Slashes Insurance Claims: HLDI

Rear Emergency Braking Slashes Insurance Claims: HLDI

Rear automatic braking cuts collision costs

  • Said rear autobraking offers largest reductions of advanced driver assistance features

  • 28 percent fewer property damage claims with rear AEB

A new study of vehicles equipped with rear automatic emergency braking shows that the feature is reducing damages and frequency of collisions while backing up. That might not be a big surprise, but what goes with it is: rear AEB showed the highest reduction in claims of any advanced driver assistance feature according to the analysis of Subaru and General Motors vehicles.

The look at the feature was done by Highway Loss Data Institute (HLDI), an organisation that supports the Insurance Institute for Highway Safety’s efforts to reduce deaths, injuries, and damages from motor vehicle crashes by studying insurance claims data.

The analysis looked at Subaru vehicles from model years 2015-2018. Subaru has been one of the primary automakers to make rear AEB prevalent across its model lineup and the new data was added to an earlier analysis looking at 2014-2015 model year General Motors vehicles.

The research found that rear AEB-equipped vehicles had 28 percent fewer claims for property damage and 10 percent fewer collision claims.

“We haven’t seen that kind of reduction in claims for vehicle and other property damage from any other advanced driver assistance system,” says HLDI Senior Vice President Matt Moore.

Collision claims with rear damage under $2,000 represent 17 percent of all collision claims in the US, says HLDI, which the group says menas low-speed backing crashes are a substantial part of insurance claims. Rear AEB could slash that figure.

Front emergency braking, HLDI says, reduces collision claims by just three percent, and property damage by 14 percent. Though when it comes to bodily injury those claims are reduced by nearly 25 percent, which is more significant to many than property damage.

Backing cameras, HLDI found, reduced property damage claims by just 5 percent and increased collision claims by an amount it said was “not statistically significant.”


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